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Whether you are buying commercial property, expanding your business, or refinancing an existing facility, Roar Financial is here to help you find a commercial loan that fits your situation. We work with clients in Tasmania and across Australia, connecting you with commercial loan options from banks and lenders across the country.
Commercial finance covers a wide range of needs. You might be looking at an office building loan, warehouse financing, or retail property finance. You could be considering an industrial property loan, or perhaps you want to buy commercial land for future development. Whatever your goal, Roar Financial takes the time to understand your circumstances before recommending any path forward.
Commercial property investment is a significant commitment, and the structure of your loan matters. From secured commercial loans backed by property or other collateral, to unsecured commercial loans for businesses with strong cash flow, there are different ways to approach commercial finance depending on your situation. Roar Financial helps you understand the options available so you can make an informed decision.
We also assist clients exploring commercial construction loans, where funds are released through a progressive drawdown as building milestones are reached. This approach means you only draw down what you need at each stage, which can help manage your overall borrowing costs. For clients who need short-term funding between transactions, commercial bridging finance may also be worth exploring.
At Roar Financial, we access commercial loan options from banks and lenders across Australia, which means we are not limited to a single lender's products. We compare loan structures, commercial interest rates, and flexible repayment options to help you find something that suits your goals. Whether you prefer a variable interest rate or a fixed interest rate, or a combination of both, we work through the details with you.
For businesses looking at a revolving line of credit, or those considering mezzanine financing as part of a larger commercial development finance arrangement, Roar Financial can help you understand how these structures work and whether they might suit your needs. We also assist clients with commercial refinance, whether that means reducing costs, releasing equity, or restructuring an existing facility.
Commercial real estate financing can feel complex, particularly when it comes to understanding commercial LVR requirements, commercial property valuation processes, and how lenders assess strata title commercial properties differently from freehold titles. Roar Financial walks you through these considerations so you feel confident in the decisions you are making.
If you are buying new equipment or upgrading existing equipment as part of your business plans, you may also want to explore our equipment finance options alongside your commercial loan. And if you are considering a broader business loans strategy, we can look at how different facilities work together to support your goals.
Contact Us
Our team is ready to listen. Whether you are at the early stages of exploring commercial property finance or ready to move forward, reach out to Roar Financial today and let us help you find the right path.
Step 1: Get in Touch
The first step is simple - reach out to us. Whether you call, email, or fill out our online enquiry form, we make it easy to start the conversation. There are no complicated forms or confusing jargon, just a friendly chat about what you are looking to achieve.
Step 2: Initial Consultation
We sit down with you - in person, over the phone, or via video call - to understand your goals, your financial situation, and your timeline. This is your chance to ask questions and for us to get a clear picture of what you need. We listen first so we can find the right solution for you.
Step 3: Assessment and Fact Find
We gather the key details about your income, expenses, assets, and liabilities. This helps us understand your borrowing capacity and identify the loan or finance product that best suits your circumstances. Everything is handled with care and confidentiality.
Step 4: Research and Recommendation
Using our access to a wide panel of lenders, we do the legwork for you. We compare products, rates, and features across multiple lenders to find options that genuinely match your needs. We then present our recommendation clearly, so you can make an informed decision with confidence.
Step 5: Application Preparation
Once you are happy with the recommended solution, we prepare and package your application. We guide you through the documents required and make sure everything is accurate and complete before it is submitted. A well-prepared application gives you the best chance of a smooth approval.
Step 6: Lodgement and Approval
We lodge your application with the lender and manage the process from start to finish. We stay in regular contact with the lender on your behalf and keep you updated every step of the way. If the lender needs anything further, we handle it quickly so there are no unnecessary delays.
Step 7: Settlement and Beyond
Once your loan is approved and settled, our job is not done. We check in to make sure everything has gone smoothly and that you are happy. As your circumstances change over time, we are here to review your finance and make sure it continues to work hard for you.
How we can help
At Roar Financial, we know that commercial finance is not one-size-fits-all. Every business is different, and every commercial property transaction comes with its own set of circumstances. That is why we take a personal approach, getting to know your business and your goals before we look at any numbers.
We work with a wide panel of lenders, which means we can access commercial loan options from banks and lenders across Australia. Whether you are looking at business property finance for an expanding business, pre-settlement finance to bridge a gap, or land acquisition funding for a future development, Roar Financial has the connections and the knowledge to help.
We also understand that loan amount and loan structure are two of the most important factors in any commercial loan. Getting these right from the start can make a real difference to your long-term position. Our team takes the time to work through the details with you, including flexible loan terms and redraw options where available, so you have a clear picture of what you are committing to.
For clients considering refinancing an existing commercial facility, we can review your current arrangement and help you understand whether there are better options available in the current market. We are also experienced in helping clients who want to buy an industrial property, explore strata title commercial purchases, or consider commercial development finance for larger projects.
Roar Financial is proud to serve clients in Tasmania and across Australia. We are a team that knows our clients by name, not by file number, and we are genuinely invested in seeing your business succeed.
What Our Clients Say
Rodney helped us with our home loan and did a wonderful job of reassuring us and helping us navigate what can be a daunting experience, especially when buying our first home. Rod did a great job of finding a great lender and achieving an excellent outcome for our complex situation. We’re very grateful for all his help and would highly recommend him to anyone looking for a mortgage broker.
Sam
Frequently Asked Questions
Refinancing means replacing your existing home loan with a new one, either with your current lender or a different one. People refinance for a variety of reasons, including wanting a different loan structure, accessing equity in their property, or consolidating debts. Whether refinancing makes sense for your situation depends on a number of factors, including your current loan terms, any exit fees, and your financial goals. Roar Financial can help you review your current loan and compare it against other options available through our lender panel. We will walk you through the potential benefits and costs so you can make an informed decision that suits your circumstances.
Roar Financial can assist with a wide range of lending needs. This includes home loans for owner-occupiers, investment property loans, refinancing existing loans, construction loans, and loans for self-employed borrowers. We also assist with commercial finance and asset finance for business owners who need funding for equipment or vehicles. Every situation is different, and we take the time to understand what you are trying to achieve before exploring which options may be available to you. If you are unsure whether your lending need falls within what we can help with, simply reach out and we will have an honest conversation about how we can assist.
To get the ball rolling, it helps to have some basic information ready. This typically includes details about your income, such as payslips or tax returns if you are self-employed, along with information about your expenses, existing debts, and any assets you hold. If you are purchasing a property, details about the property and the purchase price are also useful. Do not worry if you do not have everything ready straight away. At Roar Financial, we will guide you through what is needed and help you gather the right documents at the right time. The important thing is to start the conversation so we can understand your situation.
The timeline can vary depending on the type of loan, the lender involved, and how quickly documents can be gathered and verified. In general, once an application is submitted with all the required information, lenders may take anywhere from a few days to a few weeks to assess and approve a loan. Roar Financial works to keep things moving by staying on top of your application and following up with lenders on your behalf. We will keep you updated throughout the process so you always know where things stand. Delays can sometimes happen, but having a broker managing the process means there is someone actively working to resolve any issues that come up.
When you go directly to a bank, you only see what that one lender has to offer. Roar Financial works with a panel of lenders, which means we can look across multiple options to find one that suits your circumstances. We take the time to understand your financial situation and goals before recommending anything. Our job is to represent you, not the lender. We also help you prepare your application properly, which can make the process smoother and less confusing. For clients in Tasmania and across Australia, having a local broker who genuinely understands your needs can make a real difference to your experience.
In most cases, mortgage brokers in Australia are paid a commission by the lender when a loan is settled. This means that in many situations, you do not pay us directly for our broking services. The commission structure is regulated under Australian law, and brokers are required to act in your best interests under the Best Interests Duty. We are always transparent about how we are paid, and we will explain this clearly before you proceed with anything. If there are any fees that apply to your specific situation, we will let you know upfront so there are no surprises along the way.
Having a less-than-perfect credit history does not automatically mean you cannot access finance. There are lenders on our panel who specialise in working with borrowers who have had credit challenges in the past, such as defaults or missed payments. Roar Financial will take the time to understand your full situation before exploring which lenders and products may be suitable. We will always be honest with you about your options and what to expect. We do not make promises about outcomes, but we do commit to doing the work to find out what is possible for you and presenting your application in the strongest way we can.
A mortgage broker acts as the go-between for you and a range of lenders. Rather than you having to approach each bank or lender on your own, a broker like Roar Financial does the legwork on your behalf. We assess your situation, help you understand your borrowing options, and present loan products from our panel of lenders that may suit your needs and goals. We handle the paperwork, liaise with lenders, and keep you informed throughout the process. Whether you are buying your first home, refinancing, or investing in property, having a broker in your corner means you have someone working for you, not for the bank.
Getting in touch with Roar Financial is straightforward. You can reach us by phone, email, or through our website to book a consultation at a time that suits you. We are happy to meet in person if you are based in Tasmania, or connect with you remotely if you are elsewhere in Australia. There is no obligation involved in having an initial conversation with us. We simply take the time to listen to your situation, answer your questions, and explain how we may be able to help. The sooner you reach out, the sooner we can start working on finding the right lending solution for your needs.
Not at all. While Roar Financial is proudly based in Tasmania, we work with clients right across Australia. Thanks to phone, email, and video calls, we can have meaningful conversations with you no matter where you are located. We understand that different parts of Australia have different property markets and lending considerations, and we take the time to understand your local context. Whether you are in Hobart, Melbourne, Brisbane, or anywhere in between, Roar Financial is set up to support you through the process of finding a loan that works for your situation.
Ready to Take the First Step?
Commercial property finance decisions deserve careful thought and the right guidance. Book an appointment with Roar Financial and let us help you understand your commercial loan options from lenders across Australia.
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